Hundreds of winter sun-seekers and snow sport enthusiasts find themselves in the unfortunate positon of having to claim on their travel insurance. In recent years travel insurance restrictions and small print has become so specific that many are accusing their insurance providers of being entirely unfair. The Financial Ombudsman Service receives 40 complaints a week about European travel insurance. Around a quarter of these are related to winter sports.
For those unlucky holidaymakers who have an accident while skiing or participating in winter sports, there could be a huge bill attached to your holiday if insurers reject the claim. One British family had their 800 insurance claim rejected by insurers due to the fact they had also claimed for a one night stay in the hotel. After David Brintworth broke several ribs on the slopes, he was left unable to drive. The family had to stay an extra night due to the injury, but their entire 800 claim was initially rejected simply due to the 39 hotel fee.
Travellers all over the UK are being advised to be very careful when buying insure and scrutinise the cover carefully. Many get stung by their insurers over the small print, so being fully aware of the contract in full will prevent any nasty surprises. Holidaymakers are being reminded that if they feel they have been unfairly treated, they have the right to complain.
As experts in European travel, Europe EHIC Services Ltd takes a keen interest in the needs and problems of British travellers in Europe. A spokesperson from the company made the following statement: Needing medical attention abroad can be a scary and stressful time for holidaymakers. Insurers are expected to do all in their power to honour their policies. However, due to the increase in winter holidays since the economy has recovered, insurers have tightened their restrictions.
One of the best ways to ensure travellers dont rack up a substantial medical bill whilst travelling in Europe is to invest in an EHIC. The health insurance cards a valid in a huge number of European countries and will provide access to state funded healthcare for free, or at a small cost. Rather than purely relying on your insurer to cover any medical costs, why not invest in an EHIC as an added security measure. Your medical bills will be significantly lessened due to the card, making any disputes with insurers less catastrophic for your bank account.
Europe EHIC Services Limited helps people travelling to Europe with attaining a European Health Insurance Card (EHIC), freely available from the NHS. European EHIC Services Limited assists in completing your application for an EHIC, ensuring that there are no errors or missing elements within the application. The card can only be used within the European Economic Area and Switzerland. Contact Europe EHIC Services Limited today to receive help or to fast-track your EHIC application.